Ontvang nu dagelijks onze kooptips!

word abonnee
Van beleggers
voor beleggers
desktop iconMarkt Monitor

Koffiekamer« Terug naar discussie overzicht

fdic

176 Posts
Pagina: «« 1 ... 4 5 6 7 8 9 »» | Laatste | Omlaag ↓
  1. [verwijderd] 7 november 2009 23:33

    Nov. 6, 2009, 10:59 p.m. EST

    California bank failure will cost FDIC $1.4 billion

    By MarketWatch

    SAN FRANCISCO (MarketWatch) -- Five more banks, including a California-based institution that reportedly received federal bailout funds in 2008, were closed Friday by regulators, bringing the 2009 total to 120 failed banks.

    The latest banks to be taken over were United Security Bank of Sparta, Ga.; Home Federal Savings Bank of Detroit; United Commercial Bank of San Francisco; Gateway Bank of St. Louis and Prosperan Bank of Oakdale, Minn., according to the Federal Deposit Insurance Corp.

    United Commercial, which had branches across the U.S. and also in Hong Kong and Shanghai, focused on the Chinese-American market in the U.S. and had obtained a very difficult to get banking license in China, the Los Angeles Times reported.

    The Times said United Commercial received $299 million in federal bailout funds last year.

    The FDIC estimated United Commercial's failure would cost its insurance deposit fund $1.4 billion.

    It said United Commercial, whose U.S. and Chinese operations will be taken over by East West Bank of Pasadena, Calif., had assets of $11.2 billion and deposits of $7.5 billion as of Oct. 23.

    The FDIC estimated the total impact on its deposit insurance fund from the four smaller banks would be $132.7 million.

    The last time more than 100 banks failed in a single year was 1992. By number, banks in Georgia account for one-fifth of all U.S. institutions closing in 2009, with 21 failures, followed by Illinois with 209, California with 14 and Florida with nine.

    Copyright © 2009 MarketWatch, Inc. All rights reserved.
  2. Ruud100 14 november 2009 00:25
    Plus 2 = 122 banken omgevallen.

    Gr
    Ruud

    Bank Closing Information - November 13, 2009

    Orion Bank, Naples, FL
    Century Bank, FSB, Sarasota, FL

    FDIC Board Unanimously Approves $45 Billion Prepay for Banks to Shore Up Deposit Insurance Fund
    November 13th, 2009

    In an expected move, the board of the Federal Deposit Insurance Corp. unanimously approved a 3-year prepayment by banks to the tune of $45 billion in order to put liquidity back into the Deposit Insurance Fund, which ran out of money in the third quarter, and has been running at a deficit ever since.

    The overall banking industry hasn’t fought against the move, saying it was less expensive than some of the alternatives out there. One difference the Independent Community Bankers of America asked for was for assessments to be under a two-year requirement, with an option for a third year if needed. That was rejected at the board meeting.

    Some concerns were that the cash could have been used in a better way by the banks, focusing on growth and expansion rather than on defensive tactics. Another reason for the banks supporting prepayments is they are considered an asset until the point where they must pay it for the quarter it is due over the following three years.

    With the fund running at a deficit, the FDIC had to build it up again to meet the requirement of 1.15 percent of the fund’s balance divided by its insured deposits, which was a paltry 0.22 percent as of June 30. Up to $250,000 is insured by the DIF at this time.

    FDIC chairman Sheila Bair has been strongly behind this push, as she has resisted going the route of tapping into the huge Treasury credit line the FDIC has, with power struggles between the agencies and other factors make it the last resort for her and the FDIC.

    Bair has said in the past and reiterated at the meeting that this will take care of short-term liquidity needs of the Deposit Insurance Fund without putting too much strain on the banking industry.

    But if there is some downward pressure on the bank concerning liquidity or “extraordinary hardship” from the premiums due, the banks can request an exemption from prepayment from the FDIC for that quarter. The payment is scheduled for December 30 every quarter for the duration of the three-year period.

    A total of 120 banks have been shuttered so far this year, with another 416 considered at high risk of failing as of June 30. That could in reality be a very low estimate of the reality, but time will tell as things unfold. Estimates for bank failures through 2013 come in at about $100 billion.
  3. Ruud100 14 november 2009 11:22
    En nog een erbij is 123, kost de FDIC ca $ 1 miljard. FDIC geeft aan dat het geld op is en men verwacht dat dit tenminste tot 2012 zo blijft.

    Bank failure toll reaches 123
    Regulators close two Florida banks and on in California, costing the FDIC $986.4 million.
    By Hibah Yousuf, CNNMoney.com staff reporter
    Last Updated: November 13, 2009: 8:25 PM ET

    NEW YORK (CNNMoney.com) -- Two Florida banks and one in California failed Friday night, bring the 2009 national tally to 123. Regulators closed Century Bank, Federal Savings Bank in Sarasota, Fla., Orion Bank in Naples, Fla., and Pacific Coast National Bank in San Clemente, Calif.

    Iberiabank in Lafayette, La., will assume both Florida banks' $2.731 billion in deposits, according to the FDIC. Iberiabank also entered into a loss-share agreement with the FDIC on $656 million of Century Bank's $725 million in assets and on $1.9 billion of Orion Bank's $2.7 billion in assets.

    An average of 11 banks have failed per month this year, and the federal coffer is thinning under the massive strain.

    The fund now stands below $10 billion, down significantly from $45 billion a year ago. Friday's closure will cost the FDIC an estimated $986.4 million.

    After factoring in expected closures, the agency says its insurance fund is in the red and will remain there through 2012. Over the next four years, the agency expects bank closures will cost $100 billion.
  4. [verwijderd] 29 november 2009 10:36
    Het geld is op en daarom moet er even gestopt worden.
    Er staan nog veel banken op de rol die failliet gaan.
    De crisis is niet voorbij, maar alle zeilen moeten worden bijgezet om het niet erger te doen laten worden. Het beurssentiment is op dit moment positief. Ik verwacht dit jaar en begin volgend jaar nog een oplopende beurs. Op de langere termijn ben ik wat somberder.

    Hans
  5. [verwijderd] 5 december 2009 18:26
    Zes banken dit weekend in de VS over de kop.

    Dec 5th 2009 at 9:30AM
    Six more banks failed based on FDIC data on December 4, including Greater Atlantic Bank, Reston, Va., Benchmark Bank, Aurora, Ill., AmTrust Bank, Cleveland, The Tattnall Bank, Reidsville, Ga., First Security National Bank, Norcross, Ga., and The Buckhead Community Bank, Atlanta, Ga. The latest collapses bring the bank failure tally to 130 for the year.

    One of these, AmTrust, was no normal bank failure. The bank, which had a total of 66 branches, was closed by the Office of Thrift Supervision, which appointed the Federal Deposit Insurance Corporation as receiver. According to The Wall Street Journal, "AmTrust is the fourth-largest U.S. bank or savings institution to fail so far this year." Its branches will be taken over by New York Community Bank.

    Shuttering the firm is expected to cost the FDIC about $2.0 billion. The FDIC and NYCB entered into a loss-share transaction on approximately $6.0 billion of AmTrust Bank's assets, but it will likely not be enough to save the taxpayers a huge sum of money.

    The failure raises once again the issue of the adequacy of the size of FDIC funds. In early October, the agency ordered its bank members to prepay $45 billion in fees which covers the banks' premium obligations for three year. But, the FDIC has said the total cost of bank failures could hit $100 billion by the end of 2013. That begs the question of whether the FDIC will have to "tax" banks again to make up for another shortfall.

    The FDIC has one other place it can turn for the capital--The Treasury Department which means indirectly the U.S. taxpayer. The credit crisis has already cost taxpayers a huge sum on bank bailouts and the jobs of millions of people. And, the FDIC says the misery may not be over for another four years.

    Douglas A. McIntyre is an editor at 24/7 Wall St.

    www.presstv.ir/detail.aspx?id=112944&...

  6. [verwijderd] 20 december 2009 16:15
    19/12 In de Verenigde Staten zijn opnieuw zes regionale banken failliet verklaard. Hiermee komt het aantal faillissementen in de Amerikaanse banksector op 139, een absoluut record sinds 1992. Dat heeft FDIC, het federaal agentschap dat toeziet op de bankwaarborgen, bekendgemaakt.

    Naast de 139 faillissementen heeft het agentschap het over nog 552 "instellingen met risico". Dat is sinds 1993 nog nooit zo hoog geweest. De FDIC verwacht in 2010 geen verbeteringen.

    Bij de faillissementen zitten twee banken die in de top 10 van 2009 stonden. First Federal Bank of California zal overgenomen worden door het Californische OneWest Bank. De Imperial Capital Bank wordt overgenomen door City National Bank.

    www.hbvl.be/nieuws/geldzaken/aid88830...
  7. [verwijderd] 20 december 2009 16:17
    www.fdic.gov/bank/individual/failed/b...
    Malta National Bank Malta OH 6629 May 3, 2001 November 18, 2002
    First Alliance Bank & Trust Co. Manchester NH 34264 February 2, 2001 February 18, 2003
    Bank of Sierra Blanca Sierra Blanca TX 22002 January 18, 2002 November 6, 2003
    Sinclair National Bank Gravette AR 34248 September 7, 2001 February 10, 2004
    Farmers Bank of Cheneyville Cheneyville LA 16445 December 17, 2002 October 20, 2004
    Bank of Honolulu Honolulu HI 21029 October 13, 2000 March 17, 2005
    National State Bank of Metropolis Metropolis IL 3815 December 14, 2000 March 17, 2005
    New Century Bank Shelby Township MI 34979 March 28, 2002 March 18, 2005
    Bank of Alamo Alamo TN 9961 November 8, 2002 March 18, 2005
    Pulaski Savings Bank Philadelphia PA 27203 November 14, 2003 July 22, 2005
    AmTrade International Bank
    En Español Atlanta GA 33784 September 30, 2002 September 11, 2006
    Net 1st National Bank Boca Raton FL 26652 March 1, 2002 April 9, 2008
    Universal Federal Savings Bank Chicago IL 29355 June 27, 2002 April 9, 2008
    Dollar Savings Bank Newark NJ 31330 February 14, 2004 April 9, 2008
    Reliance Bank White Plains NY 26778 March 19, 2004 April 9, 2008
    Bank of Ephraim Ephraim UT 1249 June 25, 2004 April 9, 2008
    Southern Pacific Bank Torrance CA 27094 February 7, 2003 October 20, 2008
    First National Bank of Blanchardville Blanchardville WI 11639 May 9, 2003 August 6, 2009
    Irwin Union Bank and Trust Company Columbus IN 10100 September 18, 2009 September 22, 2009
    Irwin Union Bank, F.S.B. Louisville KY 57068 September 18, 2009 September 22, 2009
    Georgian Bank Atlanta GA 57151 September 25, 2009 October 13, 2009
    Warren Bank Warren MI 34824 October 2, 2009 October 20, 2009
    Jennings State Bank Spring Grove MN 11416 October 2, 2009 October 20, 2009
    Southern Colorado National Bank Pueblo CO 57263 October 2, 2009 October 20, 2009
    San Joaquin Bank Bakersfield CA 23266 October 16, 2009 October 21, 2009
    Partners Bank Naples FL 57959 October 23, 2009 October 28, 2009
    American United Bank Lawrenceville GA 57794 October 23, 2009 October 28, 2009
    Hillcrest Bank Florida Naples FL 58336 October 23, 2009 October 28, 2009
    Flagship National Bank Bradenton FL 35044 October 23, 2009 October 29, 2009
    Bank of Elmwood Racine WI 18321 October 23, 2009 November 3, 2009
    Riverview Community Bank Otsego MN 57525 October 23, 2009 November 3, 2009
    First DuPage Bank Westmont IL 35038 October 23, 2009 November 3, 2009
    Bank USA, N.A. Phoenix AZ 32218 October 30, 2009 November 3, 2009
    Community Bank of Lemont Lemont IL 35291 October 30, 2009 November 3, 2009
    San Diego National Bank San Diego CA 23594 October 30, 2009 November 3, 2009
    California National Bank Los Angeles CA 34659 October 30, 2009 November 3, 2009
    Pacific National Bank San Francisco CA 30006 October 30, 2009 November 3, 2009
    Park National Bank Chicago IL 11677 October 30, 2009 November 3, 2009
    Citizens National Bank Teague TX 25222 October 30, 2009 November 3, 2009
    Madisonville State Bank Madisonville TX 33782 October 30, 2009 November 3, 2009
    North Houston Bank Houston TX 18776 October 30, 2009 November 3, 2009
    Prosperan Bank Oakdale MN 35074 November 6, 2009 November 9, 2009
    Gateway Bank of St. Louis St. Louis MO 19450 November 6, 2009 November 9, 2009
    United Commercial Bank San Francisco CA 32469 November 6, 2009 November 9, 2009
    Pacific Coast National Bank San Clemente CA 57914 November 13, 2009 November 18, 2009
    Superior Bank, FSB Hinsdale IL 32646 July 27, 2001 November 23, 2009
    Hamilton Bank, NA
    En Español Miami FL 24382 January 11, 2002 November 23, 2009
    Oakwood Deposit Bank Co. Oakwood OH 8966 February 1, 2002 November 23, 2009
    NextBank, NA Phoenix AZ 22314 February 7, 2002 November 23, 2009
    Connecticut Bank of Commerce Stamford CT 19183 June 26, 2002 November 23, 2009
    Guaranty National Bank
    of Tallahassee Tallahassee FL 26838 March 12, 2004 November 23, 2009
    Metropolitan Savings Bank Pittsburgh PA 35353 February 2, 2007 November 23, 2009
    NetBank Alpharetta GA 32575 September 28, 2007 November 23, 2009
    Miami Valley Bank Lakeview OH 16848 October 4, 2007 November 23, 2009
    Douglass National Bank Kansas City MO 24660 January 25, 2008 November 23, 2009
    Hume Bank Hume MO 1971 March 7, 2008 November 23, 2009
    ANB Financial, NA Bentonville AR 33901 May 9, 2008 November 23, 2009
    First Integrity Bank, NA Staples MN 12736 May 30, 2008 November 23, 2009
    IndyMac Bank Pasadena CA 29730 July 11, 2008 November 23, 2009
    First National Bank of Nevada Reno NV 27011 July 25, 2008 November 23, 2009
    First Heritage Bank, NA Newport Beach CA 57961 July 25, 2008 November 23, 2009
    First Priority Bank Bradenton FL 57523 August 1, 2008 November 23, 2009
    Columbian Bank & Trust Topeka KS 22728 August 22, 2008 November 23, 2009
    Integrity Bank Alpharetta GA 35469 August 29, 2008 November 23, 2009
    Silver State Bank
    En Español Henderson NV 34194 September 5, 2008 November 23, 2009
    Ameribank Northfork WV 6782 September 19, 2008 November 23, 2009
    Washington Mutual Bank FSB Park City UT 32633 September 25, 2008 November 23, 2009
    Washington Mutual Bank Henderson NV 32633 September 25, 2008 November 23, 2009
    Main Street Bank Northville MI 57654 October 10, 2008 November 23, 2009
    Meridian Bank Eldred IL 13789 October 10, 2008 November 23, 2009
    Alpha Bank & Trust Alpharetta GA 58241 October 24, 2008 November 23, 2009
    Freedom Bank Bradenton FL 57930 October 31, 2008 November 23, 2009
    Franklin Bank, SSB Houston TX 26870 November 7, 2008 November 23, 2009
    Security Pacific Bank Los Angeles CA 23595 November 7, 2008 November 23, 2009
    Community Bank Loganville GA 16490 November 21, 2008 November 23, 2009
    Downey Savings & Loan Newport Beach CA 30968 November 21, 2008 November 23, 2009
    PFF Bank & Trust Pomona CA 28344 November 21, 2008 November 23, 2009
    First Georgia Community Bank Jackson GA 34301 December 5, 2008 November 23, 2009
    Haven Trust Bank Duluth GA 35379 December 12, 2008 November 23, 2009
    Sanderson State Bank
    En Español Sanderson TX 11568 December 12, 2008 November 23, 2009
    National Bank of Commerce Berkeley IL 19733 January 16, 2009 November 23, 2009
    Bank of Clark County Vancouver WA 34959 January 16, 2009 November 23, 2009
    1st Centennial Bank Redlands CA 33025 January 23, 2009 November 23, 2009
    MagnetBank Salt Lake City UT 58001 January 30, 2009 November 23, 2009
    Suburban FSB Crofton MD 30763 January 30, 2009 November 23, 2009
    Ocala National Bank Ocala FL 26538 January 30, 2009 November 23, 2009
    FirstBank Financial Services McDonough GA 57017 February 6, 2009 November 23, 2009
    Alliance Bank Culver City CA 23124 February 6, 2009 November 23, 2009
    County Bank Merced CA 22574 February 6, 2009 November 23, 2009
    Sherman County Bank Loup City NE 5431 February 13, 2009 November 23, 2009
    Riverside Bank of the Gulf Coast Cape Coral FL 34563 February 13, 2009 November 23, 2009
    Corn Belt Bank & Trust Co. Pittsfield IL 16500 February 13, 2009 November 23, 2009
    Pinnacle Bank of Oregon Beaverton OR 57342 February 13, 2009 November 23, 2009
    Silver Falls Bank Silverton OR 35399 February 20, 2009 November 23, 2009
    Heritage Community Bank Glenwood IL 20078 February 27, 2009 November 23, 2009
    Security Savings Bank Henderson NV 34820 February 27, 2009 November 23, 2009
    Freedom Bank of Georgia Commerce GA 57558 March 6, 2009 November 23, 2009
  8. [verwijderd] 17 januari 2010 19:19
    quote:

    Hans19 schreef:

    de kredietcrisis is dus aan het afnemen. Dit kun je dus positief oppakken.
    Positief is goed, naïf is daarentegen niet zo goed.
    De echte kredietcrisis moet nog beginnen.
    Er staat nog een hele horde defaultende credit derivatives voor de deur te dringen, waardoor nóg meer kleine banken kapot gaan en de overheden nóg meer van de grootbanken moeten overnemen .... waardoor het "default woord" zo langzamerhand onder overheidsdeuren wordt doorgeschoven ....

    Ik ben best positief, maar niet naïf ....
  9. [verwijderd] 25 januari 2010 22:05
    Ongelooflijk.

    De FDIC gaat OTC krediet-derivaten aanbieden om de banken te redden, die tot op de knieën gebracht zijn door OTC krediet-derivaten.
    Het wordt almaar gekker in de V.S. Hebben ze dan echt geen idee wat er aan de hand is, of blazen ze bewust de kredietbubbel zo hard op dat'ie wel exploderen moet ....!!

    FDIC Mulls Securitizing Banks’ Troubled Assets: Report
    Financial Times: Monday, 25 Jan 2010 | 6:53 AM ET

    The Federal Deposit Insurance Corporation (FDIC) in the US is considering packaging assets from failed banks into securities, the Financial Times reported Monday on its Web site.

    The move would mark a milestone in government efforts to rid the banking system of troubled assets, as it will help restart the markets for mortgage-backed bonds, the paper wrote.
176 Posts
Pagina: «« 1 ... 4 5 6 7 8 9 »» | Laatste |Omhoog ↑

Meedoen aan de discussie?

Word nu gratis lid of log in met je emailadres en wachtwoord.